Dave Ramsey guidelines helped me really change my life:
http://www.mommysavers.com/c/t/219825/dave-ramsey-budget-percentages
Here’s one to download and play with:
https://app.box.com/mybudget
We create and agree on our budget TOGETHER
EVERY MONTH
YOU CAN’T IMAGINE HOW SEXY THIS IS.
We use “everydollar” developed by Ramsey Solutions.
1. You set up your budget for FREE on a laptop or desktop here: https://www.everydollar.com/
2. Currently, there is an iphone app that will also work on an ipad, the android version is in development.