In 2003, my finances and my body were a nightmare.

I was over $100,000 in consumer debt and in over my head. I was recovering from endometriosis surgery #4, scared, sad, not sleeping well and didn’t know what to do.

It all started with lowermybills.com and looking at how to fix my credit and start to get out of debt.

I began with a spreadsheet-listing all of our debts.

Facing the truth.

We were broke and the marriage was already over.

I began reading every Suze Orman and Susanne Somers book I could get my hands on.

Determined, it took me 8 years, a divorce, moving 7 more times and remarrying to reclaim my life.

Today I am happy, healthy, retired, and debt free in my 40’s.