Dave Ramsey often suggests paying things with cash in order to actually feel it.

There’s something wrong with me.

I don’t “feel” a purchase with cash, but I surely do with my debit card, why?

Because I can see what I spent immediately on my phone’s bank app.

And there’s a record of it.
For years.

“Oh, man that burrito was terrible!”
“I loved those shoes, that was a great buy!”

And MATH just happened.
$20 bill? Don’t feel it.

But my banking app:
-$20.00
ouch!

Cash feels like play money.

I’m wracking my brain as to why.

Because I didn’t have a lot of it most of my life?

Because I have travelled a lot and foreign currency seems funny and US cash seems funny when I return?

Because I’m a Gen X computer nerd? Spreadsheets and accounting and apps make me gaga?

Maybe a combination of all these but it’s mostly the accounting.

Seeing the debit of -$20.00 makes me feel it.

How about you?

What makes you “feel” money when you spend it?