It took a spreadsheet and many phone calls and I think that I am close to a decision on a medical healthcare plan for me in 2015.

Who knew this could be so opaque and difficult.

I had 3 to compare:
1. High deductible plan with co-insurance and an HSA.

2. A PPO with a $92.00 equivalent monthly premium and hard-to-understand cost structure for Tiered doctors and tiered medications.

3. My husband’s PPO with a monthly premium that only he can see, that’s saving grace is the extremely low cost of medications.

I was going to pull my hair out, but I have a hair appt. with a new stylist on Saturday.

Stay tuned…a verdict is coming…