It took a spreadsheet and many phone calls and I think that I am close to a decision on a medical healthcare plan for me in 2015.
Who knew this could be so opaque and difficult.
I had 3 to compare:
1. High deductible plan with co-insurance and an HSA.
2. A PPO with a $92.00 equivalent monthly premium and hard-to-understand cost structure for Tiered doctors and tiered medications.
3. My husband’s PPO with a monthly premium that only he can see, that’s saving grace is the extremely low cost of medications.
I was going to pull my hair out, but I have a hair appt. with a new stylist on Saturday.
Stay tuned…a verdict is coming…