I had to face this.
Or die trying.
I made a spreadsheet.
It looked like this:
Who I owe/ Type / Account#/ Full amount /Amount paid /Amount left /Interest rate
Bank Car 1234444 34,000 1,000 33,000 12.5%
Mort House 8254652 90,000 4,000 86,000 8.5%
Store Credit Card 364898 7,400 0 7,400 17.5%
And so on…
It was a BIG spreadsheet.
I summed what I owed. It was well over $100,000.
I did one of the hardest parts.
I faced the truth.
And began to plan….